Credit Analyst at UBA Bank

Akwajobs   (Douala, Littoral Cameroon)

Posted : 21 December, 2021

Category : Banking and Finance   Location : Douala, Littoral Cameroon

Job type : Full Time

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Internal/External  

Job title 

: Credit Analyst  

Department  

: Credit Management 

Reporting Line  

: Chief Credit Officer 

N° of position: 02 

Location: Douala 

Job purpose: To assist in analyzing all credit proposals presented to the bank.

Key Accountabilities: 

? Collate all individual loan proposals both new and renewals for

assigned area

? Conducts quality assessment of customers and assigning risk grades

using the Moody’s and PM tools Secure the documents in a safe

under dual control (Transport documents, accepted draft/bill of

exchange….)

? Assist in analyzing all product programs to ensure that all risks are identified, properly mitigated and that these programs are in line with the bank’s policies Endorses where applicable and delivers documents to drawer as per covering letter requirement

? Assist in all trainings sessions designed to enhance the credit skills and knowledge of relationship officers 

? Contribute to credit presentations/ submissions in the bank

? Assist   in facilitating the automation of all aspects of the credit approval process as it relates to commercial and corporate lending  

? Assist in collating relevant information needed in the analysis of the trends in the target markets and counter-parties and the rating of industries, products etc. within assigned area.

? Any other task as may be directed by the Head of Unit  

Qualification required:  

Minimum education level – B.Sc in a financial discipline from a reputable institution. Relevant qualifications (Credit) would be an added advantage. 

Experience required:

 

Minimum experience: 3 years’ experience in relationship management, credit

structuring or analysis 

 

Key Competencies:

Knowledge

? UBA’s credit culture, policies and procedures

? Industry Knowledge

? Excellent product knowledge                                          

Skills/Competencies/Aptitudes

? Strong numeric and analytical skills

? Honesty, integrity and sound judgment

? Ability to think and act independently

? Decisiveness

? Attention to details

? High ability to work under pressure

Application submission

Candidates should send their resume and motivation letter to

hcmrecruitcameroon@ubagroup.com, with the heading “Credit Analyst”

by Tuesday, December 21, 2021

 

Only shortlisted candidates will be contacted to proceed to the interview

stage.

 

UBA Cameroon is committed to meritocracy and inclusiveness and will not unfairly discriminate in

recruitment, training, career development and promotion on the basis of race, color, ethnicity,

gender, marital status, disability, religion or belief and age.

 

 

 

Dintar BERKA 

 

 

 

 

 

                     

Regional HRBP CEMAC/Country Resources                                                              

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