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Loan Officer (Job ID Code: NPNLO005)

Akwajobs   (Yaounde, Cameroon)

Posted : 17 June, 2024
Category : Banking   Location : Yaounde, Cameroon
Job type : Full Time

  • Advises clients about the risks, consequences, and benefits of alternative lending solutions.

  • Develops loan applications by evaluating applicant information and documentation.

  • Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.

  • Evaluates loan applications and documentation by informing applicant of additional requirements.

  • Rejects loans by explaining deficiencies to applicants.

  • Schedules and tracks closing dates, contingency dates, and loan lock expirations.

  • Approves loans by issuing checks or forwarding applications to loan committee.

  • Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.

  • Prepares and submits timely and accurate loan files.

  • Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.

  • Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining professional networks, and participating in professional organizations.

  • Helps customers by answering questions and responding to requests.

  • Maintains customer confidence by keeping loan information confidential.

  • Accomplishes bank mission by completing related results as needed.

 

  • Requirements:

 

  • Minimum of a University degree in Banking and Finance, Law, Management or any related field relevant to the job description

  • Significant previous experience in the banking or Microfinance industry

  • Excellent computer skills; experience in financial software, Microsoft Office Suite

  • Exceptional knowledge of banking, finance, accounting, budgeting, cost accounting, and cost control principles

  • Ability to manage employees, while multitasking large projects

  • Pays strict attention to detail

  • Excellent written and verbal communication skills

  • Advanced knowledge of banking and finance best practices, laws, standards, and state/national regulations

apply via email to info@npnconsulting.com with subject "Loan Officer"